The value-at-stake deduction counts in full when the key is exposed, and at 40% when it
is still shielded. A large balance behind a published key is live risk. The same balance
behind a key that is still hashed is latent risk that only becomes real when the address
spends, and a careful cold wallet should not be graded like a compromised one.
The result is floored at zero. Grades are A+ at 95 and above, A at 85, B at 75, C at 65,
D at 35, and F below that. Risk reads very low at 90 and above, low at 75, medium at 60,
high at 40, and very high below that.
Three choices in this model differ from how comparable tools score. Value at stake is
measured in US dollars rather than native units, so Bitcoin, Ethereum and Solana results
are directly comparable. Exposure age is applied to the score rather than only displayed.
Stakes are weighted by whether the key is actually exposed, which keeps the headline
verdict and the grade in agreement.